Islamic banking is entering the state of irrelevance, or impasse. Many countries adopting dual banking system are witnessing the growth of Islamic banking sector stagnating. Indonesia for instance is growing at single digit in 2017, much lower than its peak of 47% in 2011, or 15-20% in the last three years. The growth of innovative …
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Luqyan Tamanni
As a vibrant archipelago nation, Indonesia stands at a critical juncture following its 2024 elections. These elections have redefined the political landscape and highlighted the urgent need for systemic reform. The central issues to this transformation agenda are three pivotal areas: decentralization of power, revamping education infrastructure, and overhauling bureaucracy services. This article aims to …
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Abdullah A Afifi
The decentralization of bureaucracy refers to the process of redistributing administrative, fiscal, and political authority from the central government to local or regional levels. In Indonesia, a country known for its vast geographical spread and diverse population, this approach could address several longstanding issues. But this step must be taken, and the new government must …
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Abdullah A Afifi
