Value creation is the main concept of business activities. Creating values is involving stage by stage process from exploration, communication, and delivery of the values to the customer. Values in the marketing point of view are identified from customer perception based on their needs and wants. This is inline as the main object is people, …
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Abdullah A Afifi
As a vibrant archipelago nation, Indonesia stands at a critical juncture following its 2024 elections. These elections have redefined the political landscape and highlighted the urgent need for systemic reform. The central issues to this transformation agenda are three pivotal areas: decentralization of power, revamping education infrastructure, and overhauling bureaucracy services. This article aims to …
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Abdullah A Afifi
Islamic banking is entering the state of irrelevance, or impasse. Many countries adopting dual banking system are witnessing the growth of Islamic banking sector stagnating. Indonesia for instance is growing at single digit in 2017, much lower than its peak of 47% in 2011, or 15-20% in the last three years. The growth of innovative …
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Luqyan Tamanni